Auto & Motorcycle Loans - 2007 & Newer
|
TERM |
APR AS LOW AS* |
48 months |
4.25% |
60 months |
4.75% |
72 months |
5.50% |
84 months |
5.80% |
Auto & Motorcycle Loans - 2004 to 2006
|
TERM |
APR AS LOW AS* |
36 months |
5.50% |
48 months |
5.50% |
60 months |
5.75% |
72 months |
6.25% |
Auto & Motorcycle Loans - 2003 & Older
|
TERM |
APR AS LOW AS* |
24 months |
6.50% |
36 months |
6.50% |
48 months |
6.90% |
60 months |
6.90% |
New & Used Recreational Loans
|
TERM |
APR AS LOW AS* |
36 months |
6.90% |
48 months |
6.90% |
60 months |
7.25% |
72 months |
7.50% |
84 months |
8.00% |
Personal Loans
AMOUNT |
TERM |
APR AS LOW AS* |
Up to $10,000 |
Up to 48 months |
9.90% |
KWIK Cash Loans
AMOUNT |
TERM |
APR AS LOW AS* |
Varies |
Open |
15.90% |
Home Equity Loans
|
MINIMUM AMOUNT |
LTV |
3 YR TERM / 5 YR TERM * |
$5,000 |
80% |
5.99% / 6.49% |
$5,000 |
90% |
6.99% / 7.49% |
Home Equity Lines of Credit
|
MINIMUM AMOUNT |
LTV |
3 YR TERM / 5 YR TERM * |
$5,000 |
80% |
PRIME |
$5,000 |
90% |
PRIME + 1% |
First Mortgages
When purchasing a home, rely on Members First CU for personal attention to your home financing needs. We work with Home Mortgage Solutions to get our members what they need right away.
Minimum Payment on Kwik Cash Line of Credit
The minimum payment on the Kwik Cash Line of Credit will be the
greater of $25 or $5 for each $100 (and a fraction thereof)
of the principal loan balance at the most recent advance.
Minimum Advance Charge
The minimum advance on the Kwik Cash Line of Credit is $100.
A $5 fee may be charged on any advance that is less than the
minimum.
Late Charges
If the installment is not paid in full on or before the 10th day
after it's scheduled or deferred due date you may be charged
an amount not to exceed $10 or 5% of the unpaid amount of the
installment- whichever is less.
Collection Costs
You promise to pay all costs of collecting the amount that you owe
under this agreement, including court costs and reasonable attorney
fees to the extent permitted by applicable law.
Return Check Charge
You may be charged $25 for each share draft (or check) presented
for payment on a loan which is returned unsatisfied because the
drawer does not have an account with the drawee, or does not have
sufficient funds in his or her account, or does not have sufficient
credit with the drawee.
All rates subject to change anytime.
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